Instant payments are transforming the financial landscape—but not without confusion and misconceptions. In this session, we’ll separate fact from fiction, tackling the most common myths surrounding instant payments with real-world data, implementation lessons, and proven strategies for success.

Key discussion points will include:

• Addressing Misconceptions: Debunking common myths about instant payments, amongst them the belief that “faster payments mean faster fraud.”

• Lessons from Implementation: Sharing insights and experiences from institutions that have successfully implemented instant payments, addressing concerns about the difficulty of the process.

• Monetization Strategies: Exploring how smaller institutions can monetize instant payments to offset costs, including examples of banks successfully charging for transactions.

• Fraud Education: Integrating a high-level overview of fraud prevention in real-time payments, emphasizing the importance of preparing for future threats and introducing the concept of a robust fraud solution without revealing specific product details.