Digital Banking Built for Credit Unions

Access Softek gives credit unions more control over how they build and evolve their digital banking experience. Access Digital brings consumer and business banking, account opening, lending, security, investing and engagement together in a flexible platform that works with the technology they already use.

Consumer & Business Banking

Unified mobile and online banking for consumers and businesses, with everyday banking, payments, cash management and tools that scale from individual users to complex business needs.

Account Opening & Lending

Account opening and lending solutions that guide members from application through account opening or funding, with workflows that reduce friction, speed decisions and keep the experience connected from start to finish.

Digital banking for credit unions through the Access Softek mobile app

One Platform. More Ways to Serve Members.

Access Digital brings consumer banking, business banking, account opening and lending together in one flexible platform, with specialized solutions for security, investing and engagement.

Financial institutions can choose the capabilities they need, connect with existing technology and expand over time without replacing the entire digital banking experience.

Expand the Digital Banking Experience

Protect digital banking, accounts and transactions with tools designed to identify risk and strengthen authentication.
Extend the digital relationship beyond traditional banking with integrated investing and digital asset solutions.

Give members more ways to get help, communicate and connect within the digital banking experience.

Illustration of a digital banking platform for credit unions connecting mobile banking, security, analytics and financial services

Proven in Financial Technology

40 Years of Digital Banking Innovation

Access Softek has spent 40 years building financial technology for credit unions, with a long history of industry firsts.

The company created the first downloadable mobile banking application, the first Apple Watch banking app and was the first to offer real-time deposits through mobile capture, along with many more firsts. Today, Access Softek continues to develop digital banking, investment, security and engagement solutions designed to help credit unions compete in an increasingly digital financial landscape.

Access Digital brings those capabilities together in a flexible platform that can grow alongside the credit unions that use it.

160+ Integrations Across the Banking Technology Ecosystem

Connect Access Digital with core systems, fintech providers and technology partners your credit union already uses. With more than 160 integrations, Access Softek gives financial institutions more flexibility to build around their existing technology instead of replacing it.

Digital Banking Insights

Ideas, research and practical perspectives on the technology, trends and issues shaping digital banking for credit unions.

Moving boxes, house keys and a smartphone with a digital banking app, representing credit union member acquisition during relocation.

Crazy Idea #3 for Credit Unions

Credit unions may have a unique opportunity to attract new members when people move. Chris Doner shares practical ways to reach them at the right moment.
Smartphone displaying a digital banking interface surrounded by payment, investment and financial service icons, representing fragmented member attention across digital financial tools.

Member Attention, Digital Transactions and Credit Unions

As financial activity spreads across more apps and platforms, credit unions risk losing member attention along with wallet share. Chris Doner explains why mind share matters.
Digital stablecoin and blockchain network with U.S. Capitol imagery and compliance symbols, representing the GENIUS Act and credit union crypto regulation.

The GENIUS Act, Credit Unions and More About Crypto

The GENIUS Act could bring payment stablecoins into the regulated financial system, but important questions remain for credit unions, especially around identity, KYC and recipient verification.

See What Access Digital Can Do for Your Credit Union

Explore how Access Softek can bring the right digital banking capabilities, specialized solutions and integrations together.